Effect.

hello. i am a recent member.
and i am having a little trouble with this effect i am trying to achieve.
the underwater effect on a photo, in the part that i have to displace the section, with another image.
I was wondering if someone can tell me where can i find that tutorial or how to achieve that effect. thanks.

hey! they have it here in their tutorials section.

http://www.teamphotoshop.com/photoshop/tutorials/techniques/underwater/underwater.php

flashroiem